A financial forecast you understand and can defend.
Lenders and funding bodies read the numbers first. We build your three-year financial plan with you, or review the one you have, including the German specifics that international founders often miss.
What a German financial plan contains.
Revenue plan
Customers, volumes and prices, derived step by step rather than guessed.
Costs and investment
Equipment, running costs, staff, insurance and your own living costs.
Profitability
When you break even and what remains after tax and personal drawings.
Cash flow
Month by month: is there enough money in the account, even if customers pay late?
Capital needs
How much you really need, including a reserve for the start-up phase.
Financing
Own funds, bank loan, development loan or grant: what fits your venture.
German items international founders often forget.
Your adviser handles the tax details. In the plan, these items must simply be there.
- Value added tax collected for the tax office, not for you
- Income tax prepayments after the first profitable year
- Health insurance, which is mandatory and paid by you as a self-employed person
- Trade tax for trade businesses
- Chamber of commerce contributions
- Annual payments such as insurance and licences
Prices.
Financial plan review
Review, written notes and feedback session
Revenue, costs, cash flow and capital needs: we check whether your numbers add up and can be defended.
- Revenue and cost assumptions
- Cash-flow and profitability planning
- Capital needs and financing
€490incl. VAT
Complete business plan
depending on scope
From idea to finished business plan with financial plan, built together with you step by step.
- Business model, market and competition
- Marketing, sales and organisation
- Complete financial plan
from €2,900incl. VAT
The complete business plan includes a full financial plan.
Frequently asked questions
Which tool do you use?
A structured spreadsheet in the layout German banks and funding bodies are used to, so you can keep it up to date yourself.
I am not a numbers person. Is that a problem?
No. We explain every step so that you can present your numbers yourself, in English or German.
Do you do my tax return?
No. Tax returns and binding tax advice are the job of a tax adviser (Steuerberater). We plan the business side and help you prepare that conversation.
Your next step in Germany starts with a conversation.
Business idea, registration or a decision you are stuck on: we talk it through and tell you honestly how we can help.
